Buy To Live

OUR STEP-BY-STEP PROCESS

Listen & Understand

We begin by deeply understanding your vision—location, lifestyle, budget, and goals—so that every search is purpose-driven. We listen to your property needs and investment objectives, minimizing stress and saving time by handling market research on your behalf.

Portuguese Fiscal Number (NIF) Securing

Before initiating any property search activities, we prioritize obtaining your Portuguese Fiscal Number (NIF) – an essential prerequisite for property ownership in Portugal. Through our network of trusted legal partners, we handle this entire application process remotely, ensuring all documentation is properly prepared and submitted. This proactive approach eliminates potential delays, allowing you to move swiftly when your ideal property is identified.

Mortgage Pre-Qualification Process

For clients requiring financing, we facilitate mortgage pre-qualification through our established banking relationships before beginning property searches. This strategic step strengthens your negotiating position by demonstrating serious buyer intent and financial capability to sellers. Additionally, pre-qualification streamlines the overall transaction timeline by addressing financing requirements upfront, preventing bureaucratic delays during the purchase process.

Portuguese Bank Account Setup (Cash Buyers)

If you are a cash buyer, then we help out with setting up your Portuguese bank account, a must-have when purchasing a property in Portugal. This essential step ensures smooth transaction processing and compliance with local requirements.

Smart Property Sourcing

We scan the market and tap into off-market listings, silent opportunities, and our wide network to bring you exclusive and fitting options. We leverage our extensive professional networks and direct developer relationships to provide access to properties before they become publicly available.

Shortlist & Evaluate

You receive only the most relevant property matches, with detailed insights into both benefits and drawbacks, enabling informed decision-making. We filter numerous properties to identify those matching your specifications and provide objective feedback on each property’s advantages and disadvantages.

Strategic Viewings

We coordinate and schedule viewings efficiently—understanding Portuguese norms and optimizing your time whether you’re in-country or overseas. We handle all communication and provide essential information about each property, so you don’t have to.

Negotiate with Confidence

From crafting compelling offers to navigating reservation agreements and final contracts, we help you negotiate the best price and terms with clarity and strength. Our daily market involvement gives you authentic negotiation power.

Inspect Smartly

We firmly recommend professional surveys to avoid unforeseen costs—and help arrange these inspections, a step many skip—but we never do. We connect you with trusted property inspectors and other professionals.

Foreign Currency Exchange Savings

We save you money on your foreign currency exchange through our trusted partners, ensuring you get competitive rates when transferring funds for your property purchase. This service helps maximize your purchasing power and reduces unnecessary costs during the transaction.

Seamless Closing Process

From the bank valuation and promissory contract to deed signing and key handover, we manage the logistics so you don’t have to. We manage all aspects of your property acquisition process and involve you only when necessary.

Post-Purchase Utility Setup

After you get your keys, we set up your utilities for you, so you don’t have to. This final step ensures your new property is move-in ready with all essential services connected and operational.

Frequently Asked Questions

WHY CHOOSE AN EXCLUSIVE BUYER AGENT?

Loyalty 100% to You

Your interests always come first—no split focus, no ramped commissions, just dedicated representation. Our exclusive commitment to buyers eliminates any conflicts of interest.

Real Market Insight

Daily hands-on experience in Portugal’s real estate market means you get knowledgeable advice and authentic negotiation power. We analyse current trends, negotiate transactions, draft contracts, and build industry relationships that become your competitive advantage.

Time Saved, Stress Avoided

We handle tedious tasks—from market research to property visits—so that you can enjoy your weekends and focus on what matters. Reclaim your time instead of spending countless hours reviewing unsuitable online listings.

Access to Hidden Opportunities

Many prime listings never hit public sites. We tap into trusted networks to bring you early or exclusive access to new market listings and off-market opportunities before they become publicly available.

Professional Value at No Extra Cost

Our buyer representation services provide exceptional value through expert market knowledge, exclusive property access, and dedicated advocacy throughout your purchase journey—typically at no additional cost to you.

International Client Expertise

We work around your schedule with virtual briefings, curated shortlist deliveries, and coordinated viewings to ensure convenience and efficiency, whether you’re abroad or busy.

HOW DO WE FIND PROPERTIES THAT OTHERS MIGHT MISS?

Our proprietary networks, direct developer relationships, and deep market integration mean we get access to pre-market and off-market listings you won’t easily find elsewhere.

WHAT IF I’M ABROAD OR BUSY?

We work around your schedule. Virtual briefings, curated shortlist deliveries, and coordinated viewings ensure convenience and efficiency no matter where you are.

HOW OUR FEE STRUCTURE WORKS?

In most Portuguese real estate transactions, the seller pays the agent commission—this is often shared with your buyer’s agent at closing. There are typically no out-of-pocket fees for you as the buyer. We also tailor our fee structure transparently, based on complexity, location, and your specific needs.

We're available to address any questions you may have.